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    Get rewarded for savings!

    With the myRewards Savings Account, we will pay you to save toward your goals.

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    You have questions, and we have answers.

    Whether you need help setting short-term goals or planning for your future, our Ideas & Tips page offers simple solutions to complex financial challenges. Explore our articles when you have financial questions to help you make informed decisions, and then get back to what matters most.

    How to understand your bank statement.

    Bank statements can look confusing, but they don’t have to be. Understanding how to read your statements empowers you to track spending, spot fraud and avoid unexpected costs.

    Invest in your child’s future with a 529 Plan.

    Planning for your child’s future has never been more important. Here’s how a 529 Plan allows your money to grow tax-free, with many states providing additional tax breaks for contributions.

    Understanding the economic impact of the penny retiring in 2026.

    The penny is retiring, but it’s not completely going away. While you can still use the 1-cent coins, changes are coming to cash payments. We break down exactly what this means for your everyday transactions.

    Explore more articles

    Early Pay

    Commerce Bank’s Early Pay feature allows you to access your direct deposit up to two days early* once you have a Commerce checking account, savings account or prepaid card and set up a qualified recurring direct deposit. There’s no enrollment required, and it’s part of the added benefits included with Commerce Bank accounts for your convenience and security.

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    Get to know us.

    Step behind the desk and learn more about the people, culture and values that power Commerce Bank.

    Commerce Bank helps young athletes step up to the plate.

    More than 1,600 reasons to be proud! Our Kansas City and St. Joseph communities knocked it out of the park for our “Helping Kids Take the Field” equipment drive. Together, we’re building stronger communities one glove, bat and helmet at a time.

    Peggy Rowe among 2025 Women of Influence Honorees.

    Peggy Rowe, general counsel, secretary and executive director of corporate risk management, Commerce Bancshares, Inc., has been named a 2025 Women of Influence honoree by the Kansas City Business Journal. Here’s a look at her work to pave the way for the next generation of women leaders.

    Commerce and pro soccer players score big with event teaching kids smart money habits.

    Commerce Bank had a blast bringing St. Louis families together for an afternoon of soccer and smart money lessons. Kids got to pass the ball with pros João Klauss and Simon Becher, while learning the basics of savings and spending in a fun, interactive way.

    Commerce Bank named one of America’s Best Banks by Forbes.

    Commerce is honored to be named to Forbes’ America’s Best Banks. This recognition highlights the team’s dedication to excellence in financial services and its strong customer connections, as well as a culture that supports growth.

    Learn more about Commerce Bank

    We're here when you need us.

    We may be 160 years old, but we’re always working to best support our customers’ needs. We’re here to help you bank where, when and how you'd like — whether that’s online, on mobile, over the phone, or in person.

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    Disclosures:

    * You may receive a direct deposit up to two days early with Early Pay if you have 1) a checking or savings account or prepaid card with us, and 2) a recurring qualifying direct deposit to that account. Qualifying direct deposits may include a recurring ACH deposit of less than $10,000.00 for payroll, Social Security or other government benefits, or pensions. Early Pay is automatic and there is no fee. Please visit the Commerce Bank Deposit Agreement and Funds Availability Policy for more details.

    To send an email that contains confidential information, please visit the Secure Message Center where there are additional instructions about whether to use Secure Email or Online Banking messaging.

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